The Best 13 Credit Card Bonuses To Get Right Now

Credit cards are a great way to earn rewards and bonuses for your everyday spending. Whether you’re looking for cash back, travel rewards, or points toward your favorite retailers, credit card bonuses can provide a significant boost to your finances. If you’re in the market for a new credit card or hoping to maximize your current cards, here are the 13 best credit card bonuses to get right now. 

From sign-up bonuses to ongoing rewards, these credit cards offer some of the most lucrative bonuses on the market. With a little bit of strategy and careful spending, you can earn cash back, free flights, and more. So, grab your wallet, and let’s take a look at the top credit card bonuses to help you make the most of your spending. 

1. Chase Sapphire Preferred Card

Why We Like It: The Chase Sapphire Preferred Card offers a generous sign-up bonus and a wide range of travel benefits. You can earn 100,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. 

Who Should Get It: Frequent travelers who want to earn rewards on travel and dining purchases. 

• 2X points on travel and dining 
• 1X point per dollar on all other purchases 
• Transfer points to leading airline and hotel loyalty programs 

Pros: 

• Generous sign-up bonus 
• Flexible redemption options 
• Travel and purchase protections 

Cons: 

• $95 annual fee 
• Requires good to excellent credit
   

2. Chase Freedom Flex℠

Why We Like It: The Chase Freedom Flex℠ offers a unique category system of best credit card bonuses that allows you to earn cashback rewards in multiple categories. You can earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening. 

Who Should Get It: People who want to earn cashback rewards on a variety of purchases. 

• 5% cashback on rotating bonus categories 
• 5% cashback on travel purchased through Chase Ultimate Rewards® 
• 3% cashback on dining and drugstore purchases 

Pros: 

• No annual fee 
• Rotating bonus categories offer high rewards 
• Introductory APR on purchases and balance transfers 

Cons:

• Requires good to excellent credit 
• Rotating bonus categories may not align with your spending habits
   

3. American Express Gold Card

Why We Like It: The American Express Gold Card offers generous rewards for dining and travel purchases, as well as a wide range of travel benefits. You can earn 60,000 Membership Rewards points after spending $4,000 on eligible purchases within the first 6 months. 

Who Should Get It: People who frequently dine out and travel. 

• 4X Membership Rewards points at restaurants worldwide 
• 4X Membership Rewards points on Uber Eats purchases 
• 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com 

Pros: 

• Generous rewards for dining and travel purchases 
• Statement credits for dining and airline incidental fees 
• No foreign transaction fees 

Cons: 

• $250 annual fee 
• Requires good to excellent credit
   

4. Capital One Venture Rewards Credit Card

Why We Like It: The Capital One Venture Rewards Credit Card offers a straightforward rewards program with no blackout dates or restrictions. You can earn 60,000 bonus miles after spending $3,000 on purchases within the first 3 months. 

Who Should Get It: People who want a simple rewards program with flexible redemption options. 

• 2X miles on every purchase 
• Miles can be redeemed for travel or transferred to partner loyalty programs 
• No foreign transaction fees 

Pros: 

• Straightforward rewards program 
• No blackout dates or restrictions 
• No foreign transaction fees 

Cons: 

• $95 annual fee 
• Miles may have varying redemption values
   

5. Citi Premier® Card

Why We Like It: The Citi Premier® Card offers a generous sign-up bonus and a wide range of rewards categories, including travel, dining, and entertainment. You can earn 80,000 bonus points after spending $4,000 on purchases within the first 3 months of account opening. 

Who Should Get It: People who want a versatile rewards program with multiple categories. 

• 3X points on travel, including gas stations 
• 2X points on dining and entertainment 
• 1X point per dollar on all other purchases 

Pros: 

• Generous rewards categories 
• Flexible redemption options 
• No foreign transaction fees 

Cons: 

• $95 annual fee 
• Requires good to excellent credit
   

6. Blue Cash Preferred® Card from American Express

Why We Like It: The Blue Cash Preferred® Card from American Express offers high cashback rewards on everyday purchases, including groceries and streaming services. You can earn a $300 statement credit after spending $3,000 in purchases on your new Card within the first 6 months. 

Who Should Get It: People who want to earn cashback rewards on everyday purchases. 

• 6% cashback at U.S. supermarkets (up to $6,000 in purchases per year, then 1%) 
• 6% cashback on select U.S. streaming subscriptions 
• 3% cashback on transit and U.S. gas station purchases 

Pros: 

• High cashback rewards on everyday purchases 
• Introductory APR on purchases and balance transfers 
• No foreign transaction fees 

Cons: 

• $95 annual fee 
• High rewards categories have spending limits
   

7. Wells Fargo Propel American Express® Card

Why We Like It: The Wells Fargo Propel American Express® Card offers a generous rewards program with no annual fee. You can earn 20,000 bonus points after spending $1,000 on purchases in the first 3 months. 

Who Should Get It: People who want a rewards program with no annual fee. 

• 3X points on dining, gas stations, rideshares, transit, flights, hotels, and more 
• No annual fee 
• No foreign transaction fees 

Pros: 

• Generous rewards categories 
• No annual fee 
• No foreign transaction fees 

Cons: 

• Requires good to excellent credit 
• Points may have varying redemption values
   

8. Platinum Card® from American Express

Why We Like It: The Platinum Card® from American Express offers a wide range of travel benefits and luxury perks. You can earn 100,000 Membership Rewards® points after spending $6,000 on purchases within the first 6 months. 

Who Should Get It: People who frequently travel and want luxury perks. 

• 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel 
• 5X Membership Rewards® points on prepaid hotels booked on amextravel.com 
• 1X Membership Rewards® point per dollar on all other purchases 

Pros: 

• Generous rewards for travel purchases 
• Luxury perks, such as airport lounge access and hotel upgrades 
• No foreign transaction fees 

Cons: 

• $695 annual fee 
• Requires good to excellent credit
   

9. Discover it® Cash Back

Why We Like It: The Discover it® Cash Back offers a unique rewards program that matches all cashback earned in the first year. You can earn a $50 statement credit after making your first purchase within 3 months. 

Who Should Get It: People who want a simple cashback rewards program with a unique first-year bonus. 

• 5% cashback on rotating bonus categories 
• 1% cashback on all other purchases 
• No annual fee 

Pros: 

• No annual fee 
• Rotating bonus categories offer high rewards 
• Introductory APR on purchases and balance transfers 

Cons: 

• Rotating bonus categories may not align with your spending habits 
• Requires good to excellent credit
   

10. Bank of America® Premium Rewards® credit card

Why We Like It: The Bank of America® Premium Rewards® credit card offers a wide range of travel benefits and a generous rewards program. You can earn 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening. 

Who Should Get It: People who frequently travel and want a versatile rewards program. 

• 2X points on travel and dining purchases 
• 1.5X points per dollar on all other purchases 
• $100 annual airline incidental statement credit 

Pros: 

• Generous rewards for travel and dining purchases 
• Travel and purchase protections 
• No foreign transaction fees 

Cons: 

• $95 annual fee 
• Requires good to excellent credit 

11. Delta SkyMiles® Gold American Express Card

Why We Like It: The Delta SkyMiles® Gold American Express Card offers a wide range of travel benefits and rewards for Delta purchases. You can earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card within your first 3 months. 

Who Should Get It: People who frequently fly with Delta. 

• 2X miles on Delta purchases 
• 2X miles at restaurants worldwide and at U.S. supermarkets 
• 1X mile per dollar on all other purchases 

Pros: 

• Generous rewards for Delta purchases 
• First checked bag free on Delta flights 
• No foreign transaction fees 

Cons: 

• $99 annual fee 
• Requires good to excellent credit 

12. Hilton Honors American Express Surpass® Card

Why We Like It: The Hilton Honors American Express Surpass® Card offers a wide range of travel benefits and rewards for Hilton stays. You can earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership. 

Who Should Get It: People who frequently stay at Hilton Hotels. 

• 12X points on eligible Hilton purchases 
• 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations 
• 3X points on all other eligible purchases 

Pros: 

• Generous rewards for Hilton stays 
• Automatic Hilton Honors Gold status 
• No foreign transaction fees 

Cons: 

• $95 annual fee 
• Requires good to excellent credit 

13. United℠ Explorer Card

Why We Like It: The United℠ Explorer Card offers a wide range of travel benefits and rewards for United purchases. You can earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening. 

Who Should Get It: People who frequently fly with United. 

• 2X miles on United purchases 
• 2X miles at restaurants and on hotel stays 
• 1X mile per dollar on all other purchases 

Pros: 

• Generous rewards for United purchases 
• First checked bag free on United flights 
• No foreign transaction fees 

Cons: 

• $0 intro annual fee for the first year, then $95 
• Requires good to excellent credit 

Frequently Asked Questions 

Here are some frequently asked questions about the best 13 credit card bonuses you can get right now. 

1. What are credit card bonuses? 

Credit card bonuses are rewards that credit card companies offer to new customers for signing up for their credit card or for meeting certain spending requirements within a specified timeframe. These bonuses can be in the form of cashback, points, or miles that can be redeemed for travel, merchandise, or other rewards. Credit card bonuses are a great way to earn extra rewards on top of your regular spending. 

It’s important to note that credit card bonuses often come with terms and conditions, such as minimum spending requirements and annual fees. Be sure to read the fine print before signing up for a credit card to make sure it’s the right fit for you. 

2. How can I qualify for a credit card bonus? 

To qualify for a credit card bonus, you’ll typically need to meet certain spending requirements within a specified timeframe. For example, a credit card may offer a sign-up bonus of 50,000 points if you spend $3,000 within the first three months of opening the account. 

It’s important to make sure you can meet the spending requirements before signing up for a credit card bonus. You don’t want to overspend or carry a balance on your credit card, which can result in high interest charges that negate the value of the bonus. 

3. Are credit card bonuses worth it? 

Credit card bonuses can be a great way to earn extra rewards on top of your regular spending. However, it’s important to evaluate the terms and conditions of the credit card offer to determine if the bonus is worth it for you. 

Consider factors such as the minimum spending requirements, annual fees, and rewards programs to determine if the credit card offer aligns with your financial goals. If you’re able to meet the spending requirements and the rewards program aligns with your spending habits, a credit card bonus can be a valuable way to earn extra rewards. 

4. How do I redeem credit card rewards? 

Each credit card rewards program may have different redemption options, but most offer online portals or mobile apps where you can redeem your points or miles for rewards such as travel, merchandise, or cashback. 

Be sure to read the terms and conditions of the rewards program to understand the redemption options and any restrictions or blackout dates that may apply. Some credit card rewards programs may also offer additional benefits such as travel insurance or concierge services, so be sure to explore all the options available to you.  

Credit card bonuses are a great way to save money on everyday expenses, earn points or miles towards travel, and enjoy exclusive perks. From cashback rewards to travel perks, these credit cards offer something for everyone. Whether you’re a frequent traveler or a budget-conscious shopper, there’s a credit card bonus that can help you save money and earn rewards. Plus, many of these bonuses come with low or no annual fees, making them even more desirable. 

Conclusion

In conclusion, these are the 13 best credit card bonuses to get right now. Whether you are looking for cashback rewards or travel benefits, there is a credit card on this list that will meet your needs. Before applying for any credit card, be sure to read the terms and conditions carefully and consider your own spending habits and financial situation. So why wait? Take advantage of these amazing credit card bonuses today and start enjoying the benefits of smart financial management.